Estate & Asset Protection
Self-settled spendthrift · 17 states

Protect assets in a DAPT. Self-settled spendthrift trust.

A Domestic Asset Protection Trust (DAPT) is a self-settled spendthrift trust: the settlor (you) can be a discretionary beneficiary, but the trust assets are protected from your future creditors. Only 17 states allow DAPTs: Nevada, South Dakota, Delaware, Alaska, Wyoming are most common. Strong-statute states give 2-4 years of statute-of-limitations on fraudulent transfer claims. Used by professionals, real estate investors, and business owners concerned about future liability.

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How it works

How we handle DAPT, end-to-end.

A Domestic Asset Protection Trust (DAPT) is a self-settled spendthrift trust: the settlor (you) can be a discretionary beneficiary, but the trust assets are protected from your future creditors.

1

Situs selection

We compare DAPT states: Nevada (strongest statute, no income tax), South Dakota (no income tax, sophisticated trust industry), Delaware (sophisticated, well-known), Alaska (oldest DAPT statute, strongest case law), Wyoming (less expensive, growing reputation).

2

Trustee selection

DAPT requires a trustee in the chosen state. We refer to vetted institutional trustees (Premier Trust, South Dakota Trust Company, Alliance Trust). Annual fees: $3,000-$15,000.

3

Trust drafting

Self-settled spendthrift trust agreement drafted by experienced trust attorney (we coordinate). Includes settlor's powers, beneficiary list, trustee authority, distribution standards.

4

Asset transfer

Transfer assets to the trust: cash, marketable securities, LLC interests, life insurance. Transfer is the trigger for the statute of limitations clock. We coordinate the transfer.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Transparent dapt pricing.

Government fees pass through at cost. No upsells.

DAPT + LLC bundle

$12999
DAPT + holding LLC.

DAPT plus formation of a holding LLC owned by the trust. Common structure: trust owns LLC, LLC owns operating assets. Adds another layer of liability separation.

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Premium asset protection plan

$29999
Multi-vehicle strategy.

DAPT plus LLC plus umbrella insurance coordination plus estate-planning integration (revocable living trust, will, powers of attorney). Holistic asset protection plan.

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FAQ

About the Domestic Asset Protection Trust Service.

Which states allow DAPTs?
17 states: Alaska, Delaware, Hawaii, Michigan, Mississippi, Missouri, Nevada, New Hampshire, Ohio, Oklahoma, Rhode Island, South Dakota, Tennessee, Utah, Virginia, West Virginia, Wyoming. Statute strength varies significantly; Nevada and South Dakota typically considered strongest.
Can my home state recognize the DAPT?
Mostly yes for transfers to the DAPT before claims arise. Home-state courts generally respect DAPT-state law for property held in the DAPT. Some uncertainty exists for residents of non-DAPT states; recommend coordinating with trust attorney in your home state.
Can I be the trustee?
No. Self-trusteeship would defeat the spendthrift protection. DAPT requires an institutional trustee in the chosen state. You can be a beneficiary (discretionary) and retain limited powers (replace trustee, advisor role).
What about existing creditors?
Existing creditors at the time of transfer can challenge the transfer as fraudulent under state fraudulent transfer act. Fraudulent transfer SOL varies (2-4 years from transfer). Transfers when no existing claims are known are safest.
Is this for everyone?
No. DAPTs make sense for individuals with significant assets ($1M+ in protected assets to be transferred), genuine future liability concerns (professionals, real estate investors, business owners), and ability to give up direct control. Below $500K asset value, simpler tools (LLCs, insurance, retirement accounts) are usually sufficient.
What about offshore trusts?
Offshore trusts (Cook Islands, Nevis, Cayman) offer stronger protection than DAPTs but are more expensive ($20K-$50K setup) and have IRS reporting burden (FBAR, Form 3520). Used by ultra-high-net-worth. We refer for offshore but recommend DAPT first for most clients.
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Premium compliance, no service-fee markup.

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Premium experience competitors cannot match

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