FB
File.Business
$0 formation + paid compliance plans starting $99/yr.
3Wins
4.9★8,200+ reviews
220KFormed
Side-by-side comparison
All entities · all 51 jurisdictions · not just Delaware C-Corp
File.Business vs Stripe Atlas.
Stripe Atlas is a polished service for international founders forming Delaware C-Corps, with Stripe payment integration. File.Business offers broader operator stack at lower starting price.
File.Business vs Stripe Atlas
Compared across the seven dimensions that matter to a US founder: pricing transparency, compliance automation breadth, international-founder support, API and builder access, customer support depth, brand recognition, and mobile experience. File.Business leads on the first four; Stripe Atlas leads on YC-startup ecosystem presence, native Stripe-payments integration, founder-network access. The full line-by-line breakdown is below.
ST
Stripe Atlas
$500 one-time
1Wins
, Public reviews
, Customers
DimensionFile.BusinessStripe Atlas
Formation cost$0 + state$500 one-time
Best forAll US foundersFunded startups, intl
Banking partnerMercury/Relay/Chase/BrexStripe + Mercury
Compliance tracking51-stateDE-focused
Multi-entityYesLimited
The summary: Stripe Atlas is the original "form a US C-Corp from abroad" service with deep Stripe integration. File.Business covers all 50 states, multiple entity types, and broader operator infrastructure.
File.Business strengths
- All 50 states, LLC + C-Corp + nonprofit.
- $0 service fee starting point.
- Restricted-industries clarity.
- Industry verticals + 349-term glossary.
- Tax CPA + attorney partner network.
Stripe Atlas strengths
- Polished UX from the Stripe team.
- Tight integration with Stripe payments.
- Cooley-authored legal documents.
- Equity vesting + 83(b) tooling built in.
- Established brand among international founders.
Who picks which
Find your fit.
Pick Stripe Atlas if
- You are an international founder forming a Delaware C-Corp.
- You use or plan to use Stripe payments.
- You value Cooley-authored legal templates.
- You prefer a polished Stripe ecosystem product.
Pick File.Business if
- You want the broadest entity options (LLC, S-Corp, Nonprofit, multi-state).
- You want the lowest starting price.
- You want explicit restricted-industries policy.
- You need broader tax + attorney partner network.
Feature comparison
Side-by-side.
| Feature | File.Business | Stripe Atlas |
|---|---|---|
| Starter pricing | $0 + state fee | $500 incorporation fee |
| Entity types | LLC, Corp, Nonprofit, all states | C-Corp + LLC (Delaware focused) |
| International founders | Dedicated content + partners | Strong focus |
| Stripe integration | Yes (partner) | Native |
| Banking partners | Multiple | Mercury default |
| Tax CPA network | Specialty-matched | Limited |
| Attorney network | Specialty-matched | Cooley templates |
| Ongoing compliance | Full federal + state | Some |
| Glossary + learning | 349 terms + 50+ guides | Atlas guides |
| Restricted industries | Explicit AUP | Not specified |
FAQ
Common questions.
Which is better for international founders?
Both work. Stripe Atlas has polish and Stripe integration. File.Business has broader entity options and partner network.
Cost?
We start at $0; Stripe Atlas charges $500.
Banking?
Stripe Atlas defaults Mercury. We work with multiple partners.
Multi-state?
File.Business covers all 50 states; Atlas focuses on Delaware.
Can I switch?
Yes. Update RA and state filing.
Legal templates?
Atlas has Cooley-authored; we have 25+ templates.
Operator infrastructure?
File.Business covers more: tax, compliance, contracts, books.
Best for funded startups?
Both. We have C-Corp + cap table focus; Atlas has Stripe ecosystem.
Try File.Business.
$0 service fee on formation. 60-day money-back guarantee. Cancel anytime.
Bundle & save
Recommended add-ons
Most customers add these to keep their business compliant year-round.
Registered Agent
Most orderedRequired for every registered business entity in every state.
$99
/year
Add →
Compliance Monitoring
Best valueTrack every annual report, registered agent renewal, and license deadline.
$19
/month
Add →
Annual Report Filing
RecommendedAuto-file your state annual report. Never miss a deadline.
$99
/year
Add →
Why File.Business
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.