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HR & Payroll
Justworks · Rippling · TriNet · Insperity

Set up a PEO. Benefits + payroll + HR in one.

A PEO (Professional Employer Organization) is a co-employer that provides Fortune-500-level benefits, payroll, and HR compliance to small businesses. You manage day-to-day; the PEO handles benefits administration, payroll processing, workers comp, employment taxes, and many compliance tasks. Common PEOs: Justworks (tech-friendly), Rippling (integrated HRIS), TriNet (mid-market), Insperity (enterprise). We match you to the right PEO and handle the referral.

All 50 states + DC 60-day money-back SOC 2 Type II
How it works

How we handle PEO Setup, end-to-end.

A PEO (Professional Employer Organization) is a co-employer that provides Fortune-500-level benefits, payroll, and HR compliance to small businesses.

1

Need assessment

We assess: company stage, employee count, growth plans, current benefits, geographic distribution. Drives PEO selection (Justworks for small tech, Rippling for HRIS-first, TriNet for mid-market, Insperity for compliance-heavy).

2

PEO match + intro

We introduce you to 2-3 PEOs that fit. Each provides a proposal with pricing, benefits package, and onboarding timeline. Typical PEO pricing: $50-$200 per employee per month.

3

Proposal review

We help you compare proposals: benefits quality, technology, customer service, contract terms (term length, exit provisions). Common gotchas: 12-month contracts, exit data restrictions.

4

Onboarding support

Once you pick a PEO, we coordinate the onboarding: employee migration, benefits enrollment, payroll cutover, prior-payroll cleanup. Typical timeline: 6-8 weeks.

What we'll set up for you

A clean handoff, in four steps.

You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.

01 · Name + Brand

A name that's actually available.

Real-time check against the state register, USPTO trademark database, and matching domains.

02 · State filing

Filed with the Secretary of State.

We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.

03 · Federal IDs

EIN + the right tax setup.

Federal Employer ID with the IRS, plus state tax accounts when your business needs them.

04 · Stay compliant

Registered Agent + deadline tracking.

Your agent on file in every state, with every renewal and annual report tracked in one calendar.

Pricing

Transparent peo setup pricing.

Government fees pass through at cost. No upsells.

Onboarding support

$999
Migration support included.

Referral plus 6-8 weeks of onboarding support: employee migration, benefits coordination, prior-payroll reconciliation, troubleshooting. Useful for migrations from existing payroll systems.

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Strategic HR retainer

$1999
Quarterly HR review.

Referral plus ongoing quarterly HR strategy review: compensation benchmarking, benefits competitiveness, compliance gap assessment. For growing companies wanting more than just operational PEO.

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FAQ

About the PEO Setup Referral Service.

What is a PEO?
Professional Employer Organization. Co-employs your workforce so you can offer Fortune-500-level benefits and pool risk across the PEO's broader employee base. The PEO becomes the employer of record for payroll, taxes, and benefits; you remain the employer for day-to-day management.
What is co-employment?
Legal arrangement where two entities (you and the PEO) share employment responsibilities. PEO handles payroll, taxes, benefits, employment compliance. You handle hiring, firing, day-to-day management, and operations.
How much does a PEO cost?
$50-$200 per employee per month, varying by PEO and service level. Plus the benefits themselves (health insurance, retirement plan contributions). PEO fee is on top of the benefits cost, but you often save on benefits (group buying power) and HR overhead.
Can I cancel a PEO contract?
Most have 12-month contracts with renewal requirements. Mid-term cancellation usually allowed but with notice (30-60 days). Exit involves: re-running your own employment tax setup, transitioning benefits to your own group plan, migrating payroll. Plan exits carefully.
What if I have employees in multiple states?
PEOs handle multi-state payroll, taxes, and workers comp automatically. One of the biggest PEO benefits - handling state-by-state employment tax registration is a major operational burden you can outsource.
How long does onboarding take?
6-8 weeks typical from contract signing to first PEO payroll. Steps: PEO sets up tax accounts in your states, you migrate employees, benefits enrollment, prior-payroll reconciliation, parallel run before cutover.
Why File.Business

Premium compliance, no service-fee markup.

Trust you can verify

SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.

A compliance partner, not a transaction

Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.

Premium experience competitors cannot match

Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.

Start your business in the next 5 minutes.

No state-fee markup. Pay only the state fee. 60-day money-back guarantee.

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