Build business credit. D&B PAYDEX. Experian Intelliscore.
Business credit (separate from personal credit) opens better financing terms, vendor credit lines, and contract eligibility. Building it requires consistent reporting to the major business bureaus: D&B (PAYDEX score), Experian Business (Intelliscore), and Equifax Business. We report your vendor payments and (optionally) help you establish tradelines with reporting vendors.
How we handle Tradeline Reporting, end-to-end.
Business credit (separate from personal credit) opens better financing terms, vendor credit lines, and contract eligibility.
Bureau enrollment
We register your business with D&B (assigns DUNS), Experian Business, and Equifax Business. Each bureau has its own enrollment process; we coordinate.
Tradeline establishment
Build initial tradelines: net-30 vendor accounts that report (Uline, Quill, Grainger, Crown Office Supplies), business credit cards that report (Brex, Ramp report; AmEx Business does not), trade vendors that report.
Payment reporting
We coordinate reporting of your payment history to each bureau. Some vendors auto-report; for others, we manually push payment data.
Score monitoring
Monthly score checks across all 3 bureaus. Alerts on score changes. Identify negative items and dispute when warranted.
A clean handoff, in four steps.
You give us the basics. We handle the state, the IRS, and the compliance clock so you can focus on the business.
A name that's actually available.
Real-time check against the state register, USPTO trademark database, and matching domains.
Filed with the Secretary of State.
We submit your Articles, pay the state fee on your behalf, and return the stamped certificate.
EIN + the right tax setup.
Federal Employer ID with the IRS, plus state tax accounts when your business needs them.
Registered Agent + deadline tracking.
Your agent on file in every state, with every renewal and annual report tracked in one calendar.
Transparent tradeline reporting pricing.
Government fees pass through at cost. No upsells.
Monthly
Monthly subscription. Bureau enrollment, payment reporting coordination, score monitoring, dispute support.
Get startedAnnual
Annual subscription. Saves $189 vs. paying monthly. Most established businesses use this tier.
Get startedCredit building accelerator
Annual subscription plus active tradeline strategy: we identify specific net-30 vendors to open with, recommend business credit cards that report, monitor for score progression milestones.
Get startedAbout the Business Tradeline Reporting Service.
Why do I need business credit?
How long does it take to build?
What is PAYDEX?
What is a tradeline?
Which credit cards report business credit?
Can negative items be removed?
Recommended add-ons
Most customers add these to keep their business compliant year-round.
Registered Agent
Most orderedRequired for every registered business entity in every state.
Compliance Monitoring
Best valueTrack every annual report, registered agent renewal, and license deadline.
Annual Report Filing
RecommendedAuto-file your state annual report. Never miss a deadline.
Premium compliance, no service-fee markup.
Trust you can verify
SOC 2 Type II audited platform. 220,000+ businesses served. 60-day money-back on service fees. State fees passed through at cost with no hidden markup. Explicit AUP on restricted industries.
A compliance partner, not a transaction
Most providers go quiet after checkout. We auto-track every annual report, registered agent renewal, and license deadline across your entities. The Business OS dashboard keeps your compliance score visible year-round.
Premium experience competitors cannot match
Premium positioning, transparent pricing, no service-fee markup on state or federal filings. Premium positioning, transparent pricing, no service-fee markup on state filings.