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SolutionConsultants and solo professionals operate the highest-margin businesses in the country. The right entity, the right contracts, and clean books are 80% of the back office.
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For solo and small-firm consultants
Built for Consulting · all 51 jurisdictions

Sell your expertise. Skip the back office.

Solo consultants, agencies, and professional service firms run high-margin businesses where the back office matters more than it appears. The right entity, S-Corp election timing, contract templates, e-signature, and clean books open up most of it.

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31,000+
Consultants served
$60k
S-Corp threshold
200+
Contract templates
Free
E-signature
Why consulting pick File.Business

Built around how consulting actually operate.

Three things you will not get from a generic formation site.

01

S-Corp savings calculator

Plug in your billing rate. See the SE-tax savings before you elect.

02

Multi-state where clients are

Foreign qualify the moment a contract crosses a state line.

03

Liability shield from client claims

LLC limits exposure when a scope dispute escalates.

How we set consultants up

From first client to running practice.

01
LLC formed

Home state LLC. EIN issued. BOI filed.

Day 0
02
Banking + email

Business bank account. Custom-domain email ([email protected]).

Day 1
03
Contract templates + CRM

Engagement letter customized to your practice. CRM seeded with your past clients.

Week 1
04
Books from day one

Bank connected. Invoicing and Stripe set up. P&L per client view.

Active
05
Consider S-Corp

When net profit (after expenses, before owner pay) crosses ~$60,000, S-Corp election starts saving meaningful self-employment tax.

At $60k profit
06
Tax CPA + planning

Specialty-matched CPA prepares federal and state returns, plus year-end planning call.

Annual
In their own words

How customers like you use the platform.

"I tracked 80 clients in Notion until it broke. CRM auto-pulled my email history; suddenly I could see who I had not followed up with in three months."
HG
Henry GoldsteinGoldstein Consulting (strategy)
"S-Corp election in year two saved $11,400 in self-employment tax. We file Form 2553 once and the savings compound."
MP
Maya ParkPark Brand Studio
"I used to pay my lawyer $400 per NDA. Templates handle 90% of cases. Saved $4,000 last year alone."
CR
Carlos ReyesReyes Web Studio (freelance dev)
FAQ

Frequently asked questions.

LLC or sole proprietor?
For most consultants, LLC. The liability protection is meaningful, and the LLC can elect S-Corp tax treatment later. Sole prop is fine for $5k-of-revenue side projects.
When should I elect S-Corp?
Generally when net profit (after expenses, before owner pay) crosses $60,000 to $80,000 annually. Below that, the payroll complexity is not worth it.
Do I really need a separate business bank account?
Yes. Commingling personal and business funds can pierce the LLC liability shield in court. Plus your books are impossible to reconcile.
How do I price my services?
Pricing is a business decision; we do not advise on that. We do show profitability per client so you can see which engagements are profitable.
What about retainer agreements?
Engagement letter templates include monthly retainer, project-based, and hourly variants. Customize per client.
1099 contractors I hire?
Properly classified, 1099 is fine. We pay 1099 contractors through payroll, issue year-end 1099-NEC automatically.
International clients?
Many consultants have international clients. Foreign clients do not change your US tax obligations. Wire fees and FX matter; partner banks handle this.
What about LLC vs PLLC for licensed professionals?
Lawyers, accountants, doctors, therapists, architects often require PLLC in many states. For unlicensed consulting (strategy, marketing, technical), LLC is fine.
Multi-state clients?
Working remotely from one state with clients in many is generally fine. Physical presence (employees, office) in another state triggers foreign qualification.

Start your consulting LLC.

Tell us a few details. We do the rest. You get a single dashboard for everything.

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